228 loan Options
228 loan Options
Blog Article
The Board evaluates a little lender's file of helping to meet up with the credit desires of its complete community pursuant on the Smaller Lender Lending Test as supplied in paragraph (a)(two) of the segment, Except if the little financial institution opts to be evaluated pursuant into the Retail Lending Examination in § 228.22.
The bank will have to incorporate the published notices in the general public file within just 3 small business days soon after receiving notification within the FFIEC of the availability of the disclosure statements.
질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
(1) A consumer loan is located from the census tract exactly where the borrower resides at enough time which the borrower submits the loan application;
A lender issue to info reporting prerequisites pursuant to § 228.42 need to contain in its community file a prepared discover which the CRA Disclosure Statement pertaining towards the financial institution, its functions subsidiaries, and its other affiliate marketers, if applicable, can be attained to the FFIEC's website at:
(i) All the knowledge necessary for your bank's public file needs to be preserved at the most crucial Business and, if an interstate financial institution, at one particular branch office in Each individual Condition; and
(two) A duplicate of the general public part of your lender's most up-to-date CRA general performance analysis geared up by the Board. The lender ought to involve this copy in the general public file in 30 company times following its receipt from the Board;
(2) In case the contributors or investors decide to allocate Neighborhood advancement loans or Neighborhood growth investments between by themselves for thought below this area, no participant or investor may possibly claim a loan origination, loan acquire, or investment decision for Neighborhood growth thought if Yet another participant or investor claims the same loan origination, loan purchase, or investment; and
In assigning Retail Lending Take a look at conclusions for your Point out pursuant to § 228.22(h), the Board won't contemplate a lender's functions to become from the State if Those people functions take place within a retail lending assessment space consisting of counties in more than one Condition.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
The Board evaluates a financial institution's distant service facility availability inside a facility-primarily based assessment spot determined by the following:
Except as otherwise supplied Within this section, a lender must make sure that its public file contains the data necessary by this area for each on the preceding a few calendar many years, with the most recent calendar year more info A part of its file per year by April 1 of the present calendar year.
For vehicle loans, the Board compares a bank's geographic and borrower distributions on the relevant community benchmarks, as offered in paragraph (file) of this area and area VI of appendix A to this element.
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